Insurance coverage for coaching out of a home gym

Miscellaneous
1

Would anyone have any recommendations on where to look for liability insurance coverage for coaching out of a home gym? I am looking at starting a bit of a side gig with coaching some people out of my home gym, but the insurance companies I’ve communicated with that offer personal training and coaching coverage don’t cover training in home gyms.

Further, I am a licensed Physical Therapist by trade and also considering offering some Physical Therapy services in conjunction with the barbell training. I am also trying to figure out of there is a way to get both the coaching and PT covered by the same insurance company/policy which would also be more cost efficient, or if the best way is to get these insured separately?

I am just getting into figuring this out and not exactly sure where to start with this, so any advice would be greatly appreciated.

Thank You

2

It’s a really good idea. I’ve wanted to go to the gym for a long time.

3

Hi, PazStrong. You surprised me by how well-rounded and intelligent you are. You probably have great athletic credentials! That’s great because you will help many people feel healthy and happy. I hope you can achieve your goals and become a good coach. I can’t answer your question, but I want to give you some advice. Since your path will be difficult, you must allocate your expenses wisely. It might be helpful for you to read financial advisor for medical professionals, so I would be happy to help you. Anyway, I wish you all the best. Good luck.

4

There are a few things to consider when looking for liability insurance for coaching out of a home gym. First, you will want to ensure that the insurance company you are communicating with offers personal training and coaching coverage. Many insurance companies do not offer this type of coverage, so it is important to ensure that you work with a company that does. I can recommend to chose one of the Most Popular Medigap Plans. Second, you will want to consider whether or not you will be offering Physical Therapy services in conjunction with your coaching. If you are, you will want to ensure that you are working with an insurance company that offers coverage for both PT and coaching. This way, you can get both types of coverage under one policy, which will be more cost-efficient.